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Bank of India · Surat

BKID0002743: Bank of India, Ghoddod Road

IFSC code BKID0002743 belongs to the Ghoddod Road branch of Bank of India in Surat, Gujarat. Its MICR code is 395013006.

IFSC
BKID0002743
MICR
395013006
Bank
Bank of India
Branch
Ghoddod Road
District
Surat
State
Gujarat
Phone
+912612252756

Branch address

Bank of India
Bank of India Complex Opppanjara Polebesides BSNL Office Ghod Dod Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 002743 is the code of the Ghoddod Road branch. In the MICR code 395013006, 395 is the city, 013 the bank and 006 the branch.

Other Bank of India branches in Surat

All 36 Bank of India branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Ghoddod Road branch (Surat, Gujarat) is BKID0002743.

  2. 395013006. MICR is printed at the bottom of the branch's cheques.

  3. Bank of India Complex Opppanjara Polebesides BSNL Office Ghod Dod Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0002743 with the beneficiary's account number.

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