BKID0002700: Bank of India, Surat Main
IFSC code BKID0002700 belongs to the Surat Main branch of Bank of India in Surat, Gujarat. Its MICR code is 395013002.
- IFSC
- BKID0002700
- MICR
- 395013002
- Bank
- Bank of India
- Branch
- Surat Main
- District
- Surat
- State
- Gujarat
- Phone
- +912261259414
Branch address
Bank of India
Kanpith Lal Gate
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 002700 is the code of the Surat Main branch. In the MICR code 395013002, 395 is the city, 013 the bank and 002 the branch.
Other Bank of India branches in Surat
All 36 Bank of India branches in Surat
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Surat Main branch (Surat, Gujarat) is BKID0002700.
395013002. MICR is printed at the bottom of the branch's cheques.
Kanpith Lal Gate
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0002700 with the beneficiary's account number.
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