NBFC-Factor: RBI registered list
9 Factor companies are registered with RBI, as on 30 September 2026.
An NBFC-Factor buys a business's unpaid invoices (receivables) and pays most of the amount early, then collects from the buyer. This is called factoring.
Factoring suits a business whose buyers pay late. Compare the discount charged with the cost of a working capital loan.
| Company | Type | Layer | RBI regional office |
|---|---|---|---|
| 121 Finance Private Limited | Factor | Base | Jaipur |
| Arth Padarth Factors And Finance Private Limited | Factor | Base | Mumbai |
| Canbank Factors Limited | Factor | Middle | Bengaluru |
| Capitalxb Finance Private Limited | Factor | Base | Mumbai |
| IFCI Factors Limited | Factor | Middle | New Delhi |
| India Factoring & Finance Solutions Private Limited | Factor | Middle | Mumbai |
| SBI Factors Limited | Factor | Middle | Mumbai |
| Siemens Factoring Private Limited | Factor | Middle | Mumbai |
| Veefin Capital Private Limited | Factor | Base | Mumbai |
Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists
An NBFC-Factor buys a business's unpaid invoices (receivables) and pays most of the amount early, then collects from the buyer. This is called factoring.
9. Most are registered with RBI's Mumbai, Bengaluru, Jaipur regional offices.
Factoring suits a business whose buyers pay late. Compare the discount charged with the cost of a working capital loan.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation