121 Finance Private Limited: RBI registration and NBFC details
Yes. 121 Finance Private Limited is in RBI's list of registered NBFCs as on 30 September 2026, as a NBFC-Factor.
- RBI status
- ✓ Registered with RBI
- Type
- NBFC-Factor
- Layer
- Base
- Can take public deposits
- No
- RBI regional office
- Jaipur
- CIN
- U74999RJ1984PTC090806
- Incorporated
- 1984
- Shares
- Not listed
- Company kind
- Private limited company
Registered address
508, 5th Floor, Neelkanth, Plot No. 1, Bhawani Singh Road, C-Scheme, M.I. Road, Jaipur, Rajasthan, India 302001
Former name: Yerrow Finance and Investments Private Limited
What this means if you deal with 121 Finance Private Limited
An NBFC-Factor buys a business's unpaid invoices (receivables) and pays most of the amount early, then collects from the buyer. This is called factoring.
Factoring suits a business whose buyers pay late. Compare the discount charged with the cost of a working capital loan.
Base layer: smaller NBFCs (assets under ₹1,000 crore) and some kinds such as P2P platforms and Account Aggregators, with the lightest rules.
121 Finance Private Limited does not hold RBI's permission to accept public deposits. If anyone asks you to put a fixed or recurring deposit with it, do not pay.
How to check a loan app or lender in 4 steps
- Find the lender's legal name in the app's loan agreement, Key Fact Statement or website (not just the app's brand name).
- Search that name here, or in RBI's NBFC list, and match the address and CIN.
- Look the app up in RBI's directory of Digital Lending Apps (rbi.org.in, Citizen's Corner), where banks and NBFCs list the apps they use.
- Never pay a fee before the loan, and never share an OTP. Report an unregistered lender on RBI's Sachet portal, and fraud on 1930 or cybercrime.gov.in.
Full guide: how to check if a loan app is RBI registered · Sachet
Looking for a loan from a regulated lender?
Oxon Fintech matches you with offers from its lending partners, which are banks and RBI-registered NBFCs. Oxon is not the lender. The loan is paid by the lending partner into your own bank account, and Oxon never asks for your OTP, PIN, CVV or passwords.
Source: Reserve Bank of India, lists of NBFCs and ARCs registered with RBI and of NBFCs whose Certificate of Registration was cancelled, as on 30 September 2026. RBI updates the lists every month; check RBI's own list for the latest status. Oxon Fintech is a loan platform, not part of RBI, and is not connected with the companies listed here unless it says so. RBI's NBFC lists
Yes. 121 Finance Private Limited is in RBI's list of registered NBFCs as on 30 September 2026, under RBI's Jaipur regional office.
NBFC-Factor. An NBFC-Factor buys a business's unpaid invoices (receivables) and pays most of the amount early, then collects from the buyer. This is called factoring.
No. It does not hold RBI's permission to accept public deposits.
508, 5th Floor, Neelkanth, Plot No. 1, Bhawani Singh Road, C-Scheme, M.I. Road, Jaipur, Rajasthan, India 302001, as given in RBI's list.
RBI's list gives its former name as Yerrow Finance and Investments Private Limited.
Not necessarily. Check the app in RBI's directory of Digital Lending Apps, where regulated lenders list the apps they use, and never pay a fee before getting a loan.
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