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Surat Mercantile Co-operative Bank · Surat

YESB0SMCB13: Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Pandeshra

IFSC code YESB0SMCB13 belongs to the Surat Merc Coop Bank Pandeshra branch of Surat Mercantile Co-operative Bank in Surat, Gujarat. Its MICR code is 395245013.

IFSC
YESB0SMCB13
MICR
395245013
Bank
Surat Mercantile Co-operative Bank
Branch
Surat Merc Coop Bank Pandeshra
District
Surat
State
Gujarat
Phone
+912612890512

Branch address

Surat Mercantile Co-operative Bank
Shop No 8 to 11 Ghanshyam Complex, Pandeshra, Surat - 394221

Open in a map · Pincode 394221: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

YESB is Surat Mercantile Co-operative Bank's bank code, the fifth character 0 is kept for future use, and SMCB13 is the code of the Surat Merc Coop Bank Pandeshra branch. In the MICR code 395245013, 395 is the city, 245 the bank and 013 the branch.

Other Surat Mercantile Co-operative Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Surat Mercantile Co-operative Bank's Surat Merc Coop Bank Pandeshra branch (Surat, Gujarat) is YESB0SMCB13.

  2. 395245013. MICR is printed at the bottom of the branch's cheques.

  3. Shop No 8 to 11 Ghanshyam Complex, Pandeshra, Surat - 394221

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC YESB0SMCB13 with the beneficiary's account number.

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