YESB0SMCB04: Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Khatodara
IFSC code YESB0SMCB04 belongs to the Surat Merc Coop Bank Khatodara branch of Surat Mercantile Co-operative Bank in Surat, Gujarat. Its MICR code is 395245004.
- IFSC
- YESB0SMCB04
- MICR
- 395245004
- Branch
- Surat Merc Coop Bank Khatodara
- District
- Surat
- State
- Gujarat
- Phone
- +912612633122
Branch address
Surat Mercantile Co-operative Bank
Unnati Opp Krishna Petrol Pump Nr Soma Kanji Wadi Khatodara, Surat - 395017
Open in a map · Pincode 395017: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
YESB is Surat Mercantile Co-operative Bank's bank code, the fifth character 0 is kept for future use, and SMCB04 is the code of the Surat Merc Coop Bank Khatodara branch. In the MICR code 395245004, 395 is the city, 245 the bank and 004 the branch.
Other Surat Mercantile Co-operative Bank branches in Surat
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Surat Mercantile Co-operative Bank's Surat Merc Coop Bank Khatodara branch (Surat, Gujarat) is YESB0SMCB04.
395245004. MICR is printed at the bottom of the branch's cheques.
Unnati Opp Krishna Petrol Pump Nr Soma Kanji Wadi Khatodara, Surat - 395017
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC YESB0SMCB04 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation