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Utkarsh Small Finance Bank · Saharsa

UTKS0002141: Utkarsh Small Finance Bank, Saharsa

IFSC code UTKS0002141 belongs to the Saharsa branch of Utkarsh Small Finance Bank in Saharsa, Bihar. Its MICR code is 852762005.

IFSC
UTKS0002141
MICR
852762005
Bank
Utkarsh Small Finance Bank
Branch
Saharsa
District
Saharsa
State
Bihar

Branch address

Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Ltd.Madhepura to Saharsa Roadnear Musharraf Chauk Near Hotel Holiday Saharsa Dist-Saharsa Bihar 852201

Open in a map · Pincode 852201: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002141 is the code of the Saharsa branch. In the MICR code 852762005, 852 is the city, 762 the bank and 005 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Saharsa branch (Saharsa, Bihar) is UTKS0002141.

  2. 852762005. MICR is printed at the bottom of the branch's cheques.

  3. Utkarsh Small Finance Bank Ltd.Madhepura to Saharsa Roadnear Musharraf Chauk Near Hotel Holiday Saharsa Dist-Saharsa Bihar 852201

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0002141 with the beneficiary's account number.

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