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Utkarsh Small Finance Bank · Pashchim Champaran

UTKS0002116: Utkarsh Small Finance Bank, Shanichari

IFSC code UTKS0002116 belongs to the Shanichari branch of Utkarsh Small Finance Bank in Pashchim Champaran, Bihar. Its MICR code is 845762020.

IFSC
UTKS0002116
MICR
845762020
Bank
Utkarsh Small Finance Bank
Branch
Shanichari
District
Pashchim Champaran
State
Bihar

Branch address

Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Ltd.Lauriya-Bettiah Road Nearsanichari Thana Sanichari-Goradistrict-West Champaranbihar-845450

Open in a map · Pincode 845450: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002116 is the code of the Shanichari branch. In the MICR code 845762020, 845 is the city, 762 the bank and 020 the branch.

Other Utkarsh Small Finance Bank branches in Pashchim Champaran

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Shanichari branch (Pashchim Champaran, Bihar) is UTKS0002116.

  2. 845762020. MICR is printed at the bottom of the branch's cheques.

  3. Utkarsh Small Finance Bank Ltd.Lauriya-Bettiah Road Nearsanichari Thana Sanichari-Goradistrict-West Champaranbihar-845450

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0002116 with the beneficiary's account number.

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