UTKS0002099: Utkarsh Small Finance Bank, Ghazipur Garhi
IFSC code UTKS0002099 belongs to the Ghazipur Garhi branch of Utkarsh Small Finance Bank in Vaishali, Bihar. Its MICR code is 844762011.
Branch address
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Ltd.Ground Floor Jandaha Road Near Shiv Mandir Ghazipur District -Vaishali Bihar -844504
Open in a map · Pincode 844504: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002099 is the code of the Ghazipur Garhi branch. In the MICR code 844762011, 844 is the city, 762 the bank and 011 the branch.
Other Utkarsh Small Finance Bank branches in Vaishali
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Utkarsh Small Finance Bank's Ghazipur Garhi branch (Vaishali, Bihar) is UTKS0002099.
844762011. MICR is printed at the bottom of the branch's cheques.
Utkarsh Small Finance Bank Ltd.Ground Floor Jandaha Road Near Shiv Mandir Ghazipur District -Vaishali Bihar -844504
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0002099 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation