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Utkarsh Small Finance Bank · Lakhisarai

UTKS0001942: Utkarsh Small Finance Bank, Surajpur

IFSC code UTKS0001942 belongs to the Surajpur branch of Utkarsh Small Finance Bank in Lakhisarai, Bihar. Its MICR code is 811762104.

IFSC
UTKS0001942
MICR
811762104
Bank
Utkarsh Small Finance Bank
Branch
Surajpur
District
Lakhisarai
State
Bihar

Branch address

Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Ltd Ground Floor Teenmohani Chowk Surajgarha Dist - Lakhisarai Bihar PIN -811106

Open in a map · Pincode 811106: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001942 is the code of the Surajpur branch. In the MICR code 811762104, 811 is the city, 762 the bank and 104 the branch.

Other Utkarsh Small Finance Bank branches in Lakhisarai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Surajpur branch (Lakhisarai, Bihar) is UTKS0001942.

  2. 811762104. MICR is printed at the bottom of the branch's cheques.

  3. Utkarsh Small Finance Bank Ltd Ground Floor Teenmohani Chowk Surajgarha Dist - Lakhisarai Bihar PIN -811106

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001942 with the beneficiary's account number.

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