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Utkarsh Small Finance Bank · Santghat-Bettiah Bihar

UTKS0001853: Utkarsh Small Finance Bank, Santghat-Bettiah

IFSC code UTKS0001853 belongs to the Santghat-Bettiah branch of Utkarsh Small Finance Bank in Santghat-Bettiah Bihar, Bihar. Its MICR code is 845762107.

IFSC
UTKS0001853
MICR
845762107
Bank
Utkarsh Small Finance Bank
Branch
Santghat-Bettiah
District
Santghat-Bettiah Bihar
State
Bihar

Branch address

Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Limited Santghat Post Santghat Santghat

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001853 is the code of the Santghat-Bettiah branch. In the MICR code 845762107, 845 is the city, 762 the bank and 107 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Utkarsh Small Finance Bank's Santghat-Bettiah branch (Santghat-Bettiah Bihar, Bihar) is UTKS0001853.

  2. 845762107. MICR is printed at the bottom of the branch's cheques.

  3. Utkarsh Small Finance Bank Limited Santghat Post Santghat Santghat

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001853 with the beneficiary's account number.

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