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Utkarsh Small Finance Bank · Chatra

UTKS0001804: Utkarsh Small Finance Bank, Ghanghri

IFSC code UTKS0001804 belongs to the Ghanghri branch of Utkarsh Small Finance Bank in Chatra, Jharkhand. Its MICR code is 825762203.

IFSC
UTKS0001804
MICR
825762203
Bank
Utkarsh Small Finance Bank
Branch
Ghanghri
District
Chatra
State
Jharkhand

Branch address

Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Ltd,NH -99 Chatra to Gaya Road Near,Auto Stand Ghanghri,District -Chatra Jharkhand,PIN Code -825401

Open in a map · Pincode 825401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001804 is the code of the Ghanghri branch. In the MICR code 825762203, 825 is the city, 762 the bank and 203 the branch.

Other Utkarsh Small Finance Bank branches in Chatra

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Ghanghri branch (Chatra, Jharkhand) is UTKS0001804.

  2. 825762203. MICR is printed at the bottom of the branch's cheques.

  3. Utkarsh Small Finance Bank Ltd,NH -99 Chatra to Gaya Road Near,Auto Stand Ghanghri,District -Chatra Jharkhand,PIN Code -825401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001804 with the beneficiary's account number.

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