Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Utkarsh Small Finance Bank · Ernakulam

UTKS0001744: Utkarsh Small Finance Bank, Kalamassery, Kochi

IFSC code UTKS0001744 belongs to the Kalamassery, Kochi branch of Utkarsh Small Finance Bank in Ernakulam, Kerala. Its MICR code is 683762002.

IFSC
UTKS0001744
MICR
683762002
Bank
Utkarsh Small Finance Bank
Branch
Kalamassery, Kochi
District
Ernakulam
State
Kerala

Branch address

Utkarsh Small Finance Bank
Arkay Building Ground Floor Door No.402 Eloor Road Opp of Ganpathy Temple North Kalamassery Ernakulam Kerala -683104

Open in a map · Pincode 683104: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001744 is the code of the Kalamassery, Kochi branch. In the MICR code 683762002, 683 is the city, 762 the bank and 002 the branch.

Other Utkarsh Small Finance Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Utkarsh Small Finance Bank's Kalamassery, Kochi branch (Ernakulam, Kerala) is UTKS0001744.

  2. 683762002. MICR is printed at the bottom of the branch's cheques.

  3. Arkay Building Ground Floor Door No.402 Eloor Road Opp of Ganpathy Temple North Kalamassery Ernakulam Kerala -683104

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001744 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation