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Utkarsh Small Finance Bank · Malappuram

UTKS0001735: Utkarsh Small Finance Bank, Malappuram

IFSC code UTKS0001735 belongs to the Malappuram branch of Utkarsh Small Finance Bank in Malappuram, Kerala. Its MICR code is 676762002.

IFSC
UTKS0001735
MICR
676762002
Bank
Utkarsh Small Finance Bank
Branch
Malappuram
District
Malappuram
State
Kerala

Branch address

Utkarsh Small Finance Bank
Ground Floor Door No.18/733 and 18/734 Nechikkadan Tower Uphill Malappuram Opposite of Ksrtc Terminal Malappuram Kerala Pincode -676505

Open in a map · Pincode 676505: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001735 is the code of the Malappuram branch. In the MICR code 676762002, 676 is the city, 762 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Malappuram branch (Malappuram, Kerala) is UTKS0001735.

  2. 676762002. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Door No.18/733 and 18/734 Nechikkadan Tower Uphill Malappuram Opposite of Ksrtc Terminal Malappuram Kerala Pincode -676505

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001735 with the beneficiary's account number.

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