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Utkarsh Small Finance Bank · 24 Paraganas North

UTKS0001657: Utkarsh Small Finance Bank, Baguihati

IFSC code UTKS0001657 belongs to the Baguihati branch of Utkarsh Small Finance Bank in 24 Paraganas North, West Bengal. Its MICR code is 700762010.

IFSC
UTKS0001657
MICR
700762010
Bank
Utkarsh Small Finance Bank
Branch
Baguihati
District
24 Paraganas North
State
West Bengal

Branch address

Utkarsh Small Finance Bank
Ground Floor Indranil Apartment Rajarhat Main Road Opp.New Town Nursing Home P.O - Desh Bandhu Nagar P.S - Baguihati Kolkata-700059

Open in a map · Pincode 700059: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001657 is the code of the Baguihati branch. In the MICR code 700762010, 700 is the city, 762 the bank and 010 the branch.

Other Utkarsh Small Finance Bank branches in 24 Paraganas North

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Baguihati branch (24 Paraganas North, West Bengal) is UTKS0001657.

  2. 700762010. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Indranil Apartment Rajarhat Main Road Opp.New Town Nursing Home P.O - Desh Bandhu Nagar P.S - Baguihati Kolkata-700059

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001657 with the beneficiary's account number.

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