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Utkarsh Small Finance Bank · Thane

UTKS0001646: Utkarsh Small Finance Bank, Ulhasnagar Maharashtra

IFSC code UTKS0001646 belongs to the Ulhasnagar Maharashtra branch of Utkarsh Small Finance Bank in Thane, Maharashtra. Its MICR code is 400762015.

IFSC
UTKS0001646
MICR
400762015
Bank
Utkarsh Small Finance Bank
Branch
Ulhasnagar Maharashtra
District
Thane
State
Maharashtra

Branch address

Utkarsh Small Finance Bank
Shop Ground Floor Laxmi Plaza Opp.Union Bank of India ( Corporation Bank ) Umc Road District Thane State Maharashtra PIN 421003

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001646 is the code of the Ulhasnagar Maharashtra branch. In the MICR code 400762015, 400 is the city, 762 the bank and 015 the branch.

Other Utkarsh Small Finance Bank branches in Thane

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Ulhasnagar Maharashtra branch (Thane, Maharashtra) is UTKS0001646.

  2. 400762015. MICR is printed at the bottom of the branch's cheques.

  3. Shop Ground Floor Laxmi Plaza Opp.Union Bank of India ( Corporation Bank ) Umc Road District Thane State Maharashtra PIN 421003

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001646 with the beneficiary's account number.

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