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Utkarsh Small Finance Bank · Kangra

UTKS0001640: Utkarsh Small Finance Bank, Kangra

IFSC code UTKS0001640 belongs to the Kangra branch of Utkarsh Small Finance Bank in Kangra, Himachal Pradesh. Its MICR code is 176762152.

IFSC
UTKS0001640
MICR
176762152
Bank
Utkarsh Small Finance Bank
Branch
Kangra
District
Kangra
State
Himachal Pradesh

Branch address

Utkarsh Small Finance Bank
Ground Floor Khasra No-113 115 117 118 Ward No-9 Opposite Govt.Polytechnic Dharamshala Road Kangra Himachal Pradesh-176001

Open in a map · Pincode 176001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001640 is the code of the Kangra branch. In the MICR code 176762152, 176 is the city, 762 the bank and 152 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Kangra branch (Kangra, Himachal Pradesh) is UTKS0001640.

  2. 176762152. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Khasra No-113 115 117 118 Ward No-9 Opposite Govt.Polytechnic Dharamshala Road Kangra Himachal Pradesh-176001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001640 with the beneficiary's account number.

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