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Utkarsh Small Finance Bank · Mumbai Suburban

UTKS0001639: Utkarsh Small Finance Bank, Santacruz Mumbai

IFSC code UTKS0001639 belongs to the Santacruz Mumbai branch of Utkarsh Small Finance Bank in Mumbai Suburban, Maharashtra. Its MICR code is 400762014.

IFSC
UTKS0001639
MICR
400762014
Bank
Utkarsh Small Finance Bank
Branch
Santacruz Mumbai
District
Mumbai Suburban
State
Maharashtra

Branch address

Utkarsh Small Finance Bank
Ground Floor Shop No.4 Arun Co-Op Housing Society 7th Road Santacruz East Mumbai 400055

Open in a map · Pincode 400055: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001639 is the code of the Santacruz Mumbai branch. In the MICR code 400762014, 400 is the city, 762 the bank and 014 the branch.

Other Utkarsh Small Finance Bank branches in Mumbai Suburban

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Santacruz Mumbai branch (Mumbai Suburban, Maharashtra) is UTKS0001639.

  2. 400762014. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Shop No.4 Arun Co-Op Housing Society 7th Road Santacruz East Mumbai 400055

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001639 with the beneficiary's account number.

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