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Utkarsh Small Finance Bank · Ludhiana

UTKS0001588: Utkarsh Small Finance Bank, Ludhiana

IFSC code UTKS0001588 belongs to the Ludhiana branch of Utkarsh Small Finance Bank in Ludhiana, Punjab. Its MICR code is 141762002.

IFSC
UTKS0001588
MICR
141762002
Bank
Utkarsh Small Finance Bank
Branch
Ludhiana
District
Ludhiana
State
Punjab

Branch address

Utkarsh Small Finance Bank
Plot No.4 Municipal No.B-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002

Open in a map · Pincode 141002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001588 is the code of the Ludhiana branch. In the MICR code 141762002, 141 is the city, 762 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Ludhiana branch (Ludhiana, Punjab) is UTKS0001588.

  2. 141762002. MICR is printed at the bottom of the branch's cheques.

  3. Plot No.4 Municipal No.B-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001588 with the beneficiary's account number.

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