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Utkarsh Small Finance Bank · Kandhamal

UTKS0001485: Utkarsh Small Finance Bank, Phulabani

IFSC code UTKS0001485 belongs to the Phulabani branch of Utkarsh Small Finance Bank in Kandhamal, Odisha. Its MICR code is 762762002.

IFSC
UTKS0001485
MICR
762762002
Bank
Utkarsh Small Finance Bank
Branch
Phulabani
District
Kandhamal
State
Odisha

Branch address

Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Ltd Beside Indian Oil Petrol Pumb Near Hanuman Mandir Saahi Jiring Pada Phulabani Dist.Kandhamal Odisha 762001

Open in a map · Pincode 762001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001485 is the code of the Phulabani branch. In the MICR code 762762002, 762 is the city, 762 the bank and 002 the branch.

Other Utkarsh Small Finance Bank branches in Kandhamal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Phulabani branch (Kandhamal, Odisha) is UTKS0001485.

  2. 762762002. MICR is printed at the bottom of the branch's cheques.

  3. Utkarsh Small Finance Bank Ltd Beside Indian Oil Petrol Pumb Near Hanuman Mandir Saahi Jiring Pada Phulabani Dist.Kandhamal Odisha 762001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001485 with the beneficiary's account number.

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