UTKS0001427: Utkarsh Small Finance Bank, Balrampur
IFSC code UTKS0001427 belongs to the Balrampur branch of Utkarsh Small Finance Bank in Balrampur, Chhattisgarh. Its MICR code is 497762502.
- IFSC
- UTKS0001427
- MICR
- 497762502
- Branch
- Balrampur
- District
- Balrampur
- State
- Chhattisgarh
- Phone
- +919109187825
Branch address
Utkarsh Small Finance Bank
Village - Balrampur,P.S.and Tehsil - Balrampur,Circle No - 00012,Khasra No - 326,Ward No.1 Chanchla Niwas,District Balrampur,State - Chhattisgarh,497119
Open in a map · Pincode 497119: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001427 is the code of the Balrampur branch. In the MICR code 497762502, 497 is the city, 762 the bank and 502 the branch.
Other Utkarsh Small Finance Bank branches in Balrampur
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Utkarsh Small Finance Bank's Balrampur branch (Balrampur, Chhattisgarh) is UTKS0001427.
497762502. MICR is printed at the bottom of the branch's cheques.
Village - Balrampur,P.S.and Tehsil - Balrampur,Circle No - 00012,Khasra No - 326,Ward No.1 Chanchla Niwas,District Balrampur,State - Chhattisgarh,497119
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001427 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation