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Utkarsh Small Finance Bank · Garhwa

UTKS0001424: Utkarsh Small Finance Bank, Meral

IFSC code UTKS0001424 belongs to the Meral branch of Utkarsh Small Finance Bank in Garhwa, Jharkhand. Its MICR code is 822762104.

IFSC
UTKS0001424
MICR
822762104
Bank
Utkarsh Small Finance Bank
Branch
Meral
District
Garhwa
State
Jharkhand
Phone
+917541811475

Branch address

Utkarsh Small Finance Bank
Village - Gonda,P.S - Meral,Near High School,Meral,District - Garhawa,State - Jharkhand,PIN Code - 822114,Khata No - 154,Plot No - 776

Open in a map · Pincode 822114: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001424 is the code of the Meral branch. In the MICR code 822762104, 822 is the city, 762 the bank and 104 the branch.

Other Utkarsh Small Finance Bank branches in Garhwa

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Meral branch (Garhwa, Jharkhand) is UTKS0001424.

  2. 822762104. MICR is printed at the bottom of the branch's cheques.

  3. Village - Gonda,P.S - Meral,Near High School,Meral,District - Garhawa,State - Jharkhand,PIN Code - 822114,Khata No - 154,Plot No - 776

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001424 with the beneficiary's account number.

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