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Utkarsh Small Finance Bank · Giridih

UTKS0001306: Utkarsh Small Finance Bank, Baramasia - Barganda

IFSC code UTKS0001306 belongs to the Baramasia - Barganda branch of Utkarsh Small Finance Bank in Giridih, Jharkhand. Its MICR code is 815762005.

IFSC
UTKS0001306
MICR
815762005
Bank
Utkarsh Small Finance Bank
Branch
Baramasia - Barganda
District
Giridih
State
Jharkhand
Phone
+917485094983

Branch address

Utkarsh Small Finance Bank
Mr.Partho Mukharji S/O Late Shibu Das Mukharji,Professor Colony,Near R.K Mahila College,Shive Saifali Bhawan,New Bargnda Giridih.PIN-815301

Open in a map · Pincode 815301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001306 is the code of the Baramasia - Barganda branch. In the MICR code 815762005, 815 is the city, 762 the bank and 005 the branch.

Other Utkarsh Small Finance Bank branches in Giridih

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Utkarsh Small Finance Bank's Baramasia - Barganda branch (Giridih, Jharkhand) is UTKS0001306.

  2. 815762005. MICR is printed at the bottom of the branch's cheques.

  3. Mr.Partho Mukharji S/O Late Shibu Das Mukharji,Professor Colony,Near R.K Mahila College,Shive Saifali Bhawan,New Bargnda Giridih.PIN-815301

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001306 with the beneficiary's account number.

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