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Utkarsh Small Finance Bank · Ayodhya

UTKS0001253: Utkarsh Small Finance Bank, Gosaiganj

IFSC code UTKS0001253 belongs to the Gosaiganj branch of Utkarsh Small Finance Bank in Ayodhya, Uttar Pradesh. Its MICR code is 224762501.

IFSC
UTKS0001253
MICR
224762501
Bank
Utkarsh Small Finance Bank
Branch
Gosaiganj
District
Ayodhya
State
Uttar Pradesh
Phone
+917522801115

Branch address

Utkarsh Small Finance Bank
Village - Dhamapatti,Paragana - Mijhaura,Post - Gosaiganj,Tahsil - Bhiti,District - Ambedkarnagar,State - Uttar Pradesh,PIN Code-224141

Open in a map · Pincode 224141: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001253 is the code of the Gosaiganj branch. In the MICR code 224762501, 224 is the city, 762 the bank and 501 the branch.

Other Utkarsh Small Finance Bank branches in Ayodhya

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Gosaiganj branch (Ayodhya, Uttar Pradesh) is UTKS0001253.

  2. 224762501. MICR is printed at the bottom of the branch's cheques.

  3. Village - Dhamapatti,Paragana - Mijhaura,Post - Gosaiganj,Tahsil - Bhiti,District - Ambedkarnagar,State - Uttar Pradesh,PIN Code-224141

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001253 with the beneficiary's account number.

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