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Utkarsh Small Finance Bank · Nalanda

UTKS0001246: Utkarsh Small Finance Bank, Silao

IFSC code UTKS0001246 belongs to the Silao branch of Utkarsh Small Finance Bank in Nalanda, Bihar. Its MICR code is 803762005.

IFSC
UTKS0001246
MICR
803762005
Bank
Utkarsh Small Finance Bank
Branch
Silao
District
Nalanda
State
Bihar
Phone
+919102992766

Branch address

Utkarsh Small Finance Bank
Sakin Usha Niwash, Ekangarsarai, Bihar Sharif Road NH-110, Dist. Nalanda, PIN Code 801301

Open in a map · Pincode 801301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001246 is the code of the Silao branch. In the MICR code 803762005, 803 is the city, 762 the bank and 005 the branch.

Other Utkarsh Small Finance Bank branches in Nalanda

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Silao branch (Nalanda, Bihar) is UTKS0001246.

  2. 803762005. MICR is printed at the bottom of the branch's cheques.

  3. Sakin Usha Niwash, Ekangarsarai, Bihar Sharif Road NH-110, Dist. Nalanda, PIN Code 801301

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001246 with the beneficiary's account number.

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