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Utkarsh Small Finance Bank · Basti

UTKS0001245: Utkarsh Small Finance Bank, Harraiya

IFSC code UTKS0001245 belongs to the Harraiya branch of Utkarsh Small Finance Bank in Basti, Uttar Pradesh. Its MICR code is 272762051.

IFSC
UTKS0001245
MICR
272762051
Bank
Utkarsh Small Finance Bank
Branch
Harraiya
District
Basti
State
Uttar Pradesh
Phone
+917897998776

Branch address

Utkarsh Small Finance Bank
Ground Floor,Village - Muradipur,Tappa - Puraina,Paragana - Amora,Tehsil - Harraiya,Distract - Basti,State - Uttar Pradesh,PIN Code

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001245 is the code of the Harraiya branch. In the MICR code 272762051, 272 is the city, 762 the bank and 051 the branch.

Other Utkarsh Small Finance Bank branches in Basti

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Harraiya branch (Basti, Uttar Pradesh) is UTKS0001245.

  2. 272762051. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor,Village - Muradipur,Tappa - Puraina,Paragana - Amora,Tehsil - Harraiya,Distract - Basti,State - Uttar Pradesh,PIN Code

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001245 with the beneficiary's account number.

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