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Utkarsh Small Finance Bank · Aurangabad

UTKS0001165: Utkarsh Small Finance Bank, Rafiganj

IFSC code UTKS0001165 belongs to the Rafiganj branch of Utkarsh Small Finance Bank in Aurangabad, Bihar. Its MICR code is 824762005.

IFSC
UTKS0001165
MICR
824762005
Bank
Utkarsh Small Finance Bank
Branch
Rafiganj
District
Aurangabad
State
Bihar
Phone
+919801853311

Branch address

Utkarsh Small Finance Bank
C/O Dilip Kumar -Abdulpur Babuganj PO,PS- Rafiganj,Dist Aurangabad, State- Bihar, PIN-824125

Open in a map · Pincode 824125: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001165 is the code of the Rafiganj branch. In the MICR code 824762005, 824 is the city, 762 the bank and 005 the branch.

Other Utkarsh Small Finance Bank branches in Aurangabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Rafiganj branch (Aurangabad, Bihar) is UTKS0001165.

  2. 824762005. MICR is printed at the bottom of the branch's cheques.

  3. C/O Dilip Kumar -Abdulpur Babuganj PO,PS- Rafiganj,Dist Aurangabad, State- Bihar, PIN-824125

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001165 with the beneficiary's account number.

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