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Utkarsh Small Finance Bank · Varanasi

UTKS0001099: Utkarsh Small Finance Bank, Umraha

IFSC code UTKS0001099 belongs to the Umraha branch of Utkarsh Small Finance Bank in Varanasi, Uttar Pradesh. Its MICR code is 221762011.

IFSC
UTKS0001099
MICR
221762011
Bank
Utkarsh Small Finance Bank
Branch
Umraha
District
Varanasi
State
Uttar Pradesh
Phone
+917897299731

Branch address

Utkarsh Small Finance Bank
Care of Mr Bal Ji Prasada Village Umaraha Market Post Umaraha Varanasi 221007

Open in a map · Pincode 221007: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001099 is the code of the Umraha branch. In the MICR code 221762011, 221 is the city, 762 the bank and 011 the branch.

Other Utkarsh Small Finance Bank branches in Varanasi

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Umraha branch (Varanasi, Uttar Pradesh) is UTKS0001099.

  2. 221762011. MICR is printed at the bottom of the branch's cheques.

  3. Care of Mr Bal Ji Prasada Village Umaraha Market Post Umaraha Varanasi 221007

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001099 with the beneficiary's account number.

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