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Axis Bank · Gurdaspur

UTIB0006445: Axis Bank, Ambala Road Zirakpur

IFSC code UTIB0006445 belongs to the Ambala Road Zirakpur branch of Axis Bank in Gurdaspur, Punjab. Its MICR code is 143211031.

IFSC
UTIB0006445
MICR
143211031
Bank
Axis Bank
Branch
Ambala Road Zirakpur
District
Gurdaspur
State
Punjab
Phone
+919855730051

Branch address

Axis Bank
Axis Bank Ltd Upper Ground Floor, Near Vintage Hotel, Singpura Chowk, Zirakpur Tehsil Zirakpur, Dist Sas Nagar Mohali, PB 143604

Open in a map · Pincode 143604: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 006445 is the code of the Ambala Road Zirakpur branch. In the MICR code 143211031, 143 is the city, 211 the bank and 031 the branch.

Other Axis Bank branches in Gurdaspur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Ambala Road Zirakpur branch (Gurdaspur, Punjab) is UTIB0006445.

  2. 143211031. MICR is printed at the bottom of the branch's cheques.

  3. Axis Bank Ltd Upper Ground Floor, Near Vintage Hotel, Singpura Chowk, Zirakpur Tehsil Zirakpur, Dist Sas Nagar Mohali, PB 143604

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0006445 with the beneficiary's account number.

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