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Axis Bank · Gurdaspur

UTIB0001274: Axis Bank, Dhariwal

IFSC code UTIB0001274 belongs to the Dhariwal branch of Axis Bank in Gurdaspur, Punjab. Its MICR code is 143211254.

IFSC
UTIB0001274
MICR
143211254
Bank
Axis Bank
Branch
Dhariwal
District
Gurdaspur
State
Punjab

Branch address

Axis Bank
Ground Floor, New Abadi,Ward No. 4, Village Fateh Nangal,Dhariwal, Dist. Gurdaspur,Punjab , Pin143519.

Open in a map · Pincode 143519: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 001274 is the code of the Dhariwal branch. In the MICR code 143211254, 143 is the city, 211 the bank and 254 the branch.

Other Axis Bank branches in Gurdaspur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Dhariwal branch (Gurdaspur, Punjab) is UTIB0001274.

  2. 143211254. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, New Abadi,Ward No. 4, Village Fateh Nangal,Dhariwal, Dist. Gurdaspur,Punjab , Pin143519.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0001274 with the beneficiary's account number.

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