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Axis Bank · Jalandhar

UTIB0003138: Axis Bank, Urban Estate Phase

IFSC code UTIB0003138 belongs to the Urban Estate Phase branch of Axis Bank in Jalandhar, Punjab. Its MICR code is 144211017.

IFSC
UTIB0003138
MICR
144211017
Bank
Axis Bank
Branch
Urban Estate Phase
District
Jalandhar
State
Punjab
Phone
+918968866535

Branch address

Axis Bank
Ground Floor Sco 4748 Urban Estate Phase Ii Jalandhar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 003138 is the code of the Urban Estate Phase branch. In the MICR code 144211017, 144 is the city, 211 the bank and 017 the branch.

Other Axis Bank branches in Jalandhar

All 45 Axis Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Urban Estate Phase branch (Jalandhar, Punjab) is UTIB0003138.

  2. 144211017. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Sco 4748 Urban Estate Phase Ii Jalandhar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0003138 with the beneficiary's account number.

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