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Axis Bank · Jalandhar

UTIB0002127: Axis Bank, Kangniwal

IFSC code UTIB0002127 belongs to the Kangniwal branch of Axis Bank in Jalandhar, Punjab. Its MICR code is 144211012.

IFSC
UTIB0002127
MICR
144211012
Bank
Axis Bank
Branch
Kangniwal
District
Jalandhar
State
Punjab

Branch address

Axis Bank
Ground Floor,Village Kangniwal, Distt. Jalandhar,Punjab, PIN 144032

Open in a map · Pincode 144032: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002127 is the code of the Kangniwal branch. In the MICR code 144211012, 144 is the city, 211 the bank and 012 the branch.

Other Axis Bank branches in Jalandhar

All 45 Axis Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Kangniwal branch (Jalandhar, Punjab) is UTIB0002127.

  2. 144211012. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor,Village Kangniwal, Distt. Jalandhar,Punjab, PIN 144032

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002127 with the beneficiary's account number.

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