UTIB0002130: Axis Bank, Payal
IFSC code UTIB0002130 belongs to the Payal branch of Axis Bank in Ludhiana, Punjab. Its MICR code is 141211203.
Branch address
Axis Bank
Ground Floor,Municipal Road No 1915, Malerkotla Road, Payal 141416, Ludhiana, PIN -141416
Open in a map · Pincode 141416: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002130 is the code of the Payal branch. In the MICR code 141211203, 141 is the city, 211 the bank and 203 the branch.
Other Axis Bank branches in Ludhiana
All 78 Axis Bank branches in Ludhiana
IFSC and your loan
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Axis Bank's Payal branch (Ludhiana, Punjab) is UTIB0002130.
141211203. MICR is printed at the bottom of the branch's cheques.
Ground Floor,Municipal Road No 1915, Malerkotla Road, Payal 141416, Ludhiana, PIN -141416
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002130 with the beneficiary's account number.
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