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Axis Bank · Ludhiana

UTIB0005297: Axis Bank, Chuharpura

IFSC code UTIB0005297 belongs to the Chuharpura branch of Axis Bank in Ludhiana, Punjab. Its MICR code is 141211049.

IFSC
UTIB0005297
MICR
141211049
Bank
Axis Bank
Branch
Chuharpura
District
Ludhiana
State
Punjab
Phone
+919316131228

Branch address

Axis Bank
Axis Bank Ltd,Ground Floor,Near International Public School,Village Chuharpura,Tehsil Ludhiana

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005297 is the code of the Chuharpura branch. In the MICR code 141211049, 141 is the city, 211 the bank and 049 the branch.

Other Axis Bank branches in Ludhiana

All 78 Axis Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Chuharpura branch (Ludhiana, Punjab) is UTIB0005297.

  2. 141211049. MICR is printed at the bottom of the branch's cheques.

  3. Axis Bank Ltd,Ground Floor,Near International Public School,Village Chuharpura,Tehsil Ludhiana

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005297 with the beneficiary's account number.

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