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Axis Bank · Ludhiana

UTIB0002106: Axis Bank, Sidhwan Bet

IFSC code UTIB0002106 belongs to the Sidhwan Bet branch of Axis Bank in Ludhiana, Punjab. Its MICR code is 142211053.

IFSC
UTIB0002106
MICR
142211053
Bank
Axis Bank
Branch
Sidhwan Bet
District
Ludhiana
State
Punjab

Branch address

Axis Bank
Ground Floor, Village Sidhwan Bet-142033, Tehsil Jagraon, Distt. Ludhiana, Punjab, Jagraon, PIN-142033

Open in a map · Pincode 142033: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002106 is the code of the Sidhwan Bet branch. In the MICR code 142211053, 142 is the city, 211 the bank and 053 the branch.

Other Axis Bank branches in Ludhiana

All 78 Axis Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Sidhwan Bet branch (Ludhiana, Punjab) is UTIB0002106.

  2. 142211053. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Village Sidhwan Bet-142033, Tehsil Jagraon, Distt. Ludhiana, Punjab, Jagraon, PIN-142033

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002106 with the beneficiary's account number.

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