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Union Bank of India · Ernakulam

UBIN0534331: Union Bank of India, Neerpara

IFSC code UBIN0534331 belongs to the Neerpara branch of Union Bank of India in Ernakulam, Kerala. Its MICR code is 682026803.

IFSC
UBIN0534331
MICR
682026803
Bank
Union Bank of India
Branch
Neerpara
District
Ernakulam
State
Kerala

Branch address

Union Bank of India
Kulayelttikara P.O.,Dist. Ernakulam, Kerala,PIN - 682 315.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 534331 is the code of the Neerpara branch. In the MICR code 682026803, 682 is the city, 026 the bank and 803 the branch.

Other Union Bank of India branches in Ernakulam

All 109 Union Bank of India branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Union Bank of India's Neerpara branch (Ernakulam, Kerala) is UBIN0534331.

  2. 682026803. MICR is printed at the bottom of the branch's cheques.

  3. Kulayelttikara P.O.,Dist. Ernakulam, Kerala,PIN - 682 315.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0534331 with the beneficiary's account number.

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