UBIN0540897: Union Bank of India, Eda Cochin - Cochin
IFSC code UBIN0540897 belongs to the Eda Cochin - Cochin branch of Union Bank of India in Ernakulam, Kerala. Its MICR code is 682026016.
Branch address
Union Bank of India
Door No. Xxii/342, Chakkanat Building,Cochin, Dist. Ernakulam,Kerala, PIN - 682 006.
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 540897 is the code of the Eda Cochin - Cochin branch. In the MICR code 682026016, 682 is the city, 026 the bank and 016 the branch.
Other Union Bank of India branches in Ernakulam
All 109 Union Bank of India branches in Ernakulam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Union Bank of India's Eda Cochin - Cochin branch (Ernakulam, Kerala) is UBIN0540897.
682026016. MICR is printed at the bottom of the branch's cheques.
Door No. Xxii/342, Chakkanat Building,Cochin, Dist. Ernakulam,Kerala, PIN - 682 006.
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0540897 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation