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Saraswat Co-operative Bank · Thane

SRCB0000246: Saraswat Co-operative Bank, Mira Road Branch

IFSC code SRCB0000246 belongs to the Mira Road Branch branch of Saraswat Co-operative Bank in Thane, Maharashtra. Its MICR code is 400088068.

IFSC
SRCB0000246
MICR
400088068
Bank
Saraswat Co-operative Bank
Branch
Mira Road Branch
District
Thane
State
Maharashtra
Phone
+912228551851

Branch address

Saraswat Co-operative Bank
Olympia CHS, Royal Complex, Opp. Shanti Nagar, Sector 10, Mira Road, Thane (East) - 401 107

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000246 is the code of the Mira Road Branch branch. In the MICR code 400088068, 400 is the city, 088 the bank and 068 the branch.

Other Saraswat Co-operative Bank branches in Thane

All 57 Saraswat Co-operative Bank branches in Thane

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Mira Road Branch branch (Thane, Maharashtra) is SRCB0000246.

  2. 400088068. MICR is printed at the bottom of the branch's cheques.

  3. Olympia CHS, Royal Complex, Opp. Shanti Nagar, Sector 10, Mira Road, Thane (East) - 401 107

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000246 with the beneficiary's account number.

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