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Saraswat Co-operative Bank · Thane

SRCB0000392: Saraswat Co-operative Bank, Bhiwandi

IFSC code SRCB0000392 belongs to the Bhiwandi branch of Saraswat Co-operative Bank in Thane, Maharashtra. Its MICR code is 400088119.

IFSC
SRCB0000392
MICR
400088119
Bank
Saraswat Co-operative Bank
Branch
Bhiwandi
District
Thane
State
Maharashtra
Phone
+912522230060

Branch address

Saraswat Co-operative Bank
J P Tower, Shop No. 1 to 6, Gauri Pada, Dhamankar Naka, Bhiwandi, Dist. Thane - 421302

Open in a map · Pincode 421302: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000392 is the code of the Bhiwandi branch. In the MICR code 400088119, 400 is the city, 088 the bank and 119 the branch.

Other Saraswat Co-operative Bank branches in Thane

All 57 Saraswat Co-operative Bank branches in Thane

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Bhiwandi branch (Thane, Maharashtra) is SRCB0000392.

  2. 400088119. MICR is printed at the bottom of the branch's cheques.

  3. J P Tower, Shop No. 1 to 6, Gauri Pada, Dhamankar Naka, Bhiwandi, Dist. Thane - 421302

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000392 with the beneficiary's account number.

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