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Smriti Nagrik Sahakari Bank · Ratlam

SMNB0000014: Smriti Nagrik Sahakari Bank, Jaora

IFSC code SMNB0000014 belongs to the Jaora branch of Smriti Nagrik Sahakari Bank in Ratlam, Madhya Pradesh. Its MICR code is 457832002.

IFSC
SMNB0000014
MICR
457832002
Bank
Smriti Nagrik Sahakari Bank
Branch
Jaora
District
Ratlam
State
Madhya Pradesh
Phone
+917429405629

Branch address

Smriti Nagrik Sahakari Bank
Surveyno.242/1,Rakba0.0012,Mhow Neemuch Road,Gram - Bannakhedi,Tehsil Jaora,Dist Ratlam,Madhya Pradesh 457226

Open in a map · Pincode 457226: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

SMNB is Smriti Nagrik Sahakari Bank's bank code, the fifth character 0 is kept for future use, and 000014 is the code of the Jaora branch. In the MICR code 457832002, 457 is the city, 832 the bank and 002 the branch.

Other Smriti Nagrik Sahakari Bank branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Smriti Nagrik Sahakari Bank's Jaora branch (Ratlam, Madhya Pradesh) is SMNB0000014.

  2. 457832002. MICR is printed at the bottom of the branch's cheques.

  3. Surveyno.242/1,Rakba0.0012,Mhow Neemuch Road,Gram - Bannakhedi,Tehsil Jaora,Dist Ratlam,Madhya Pradesh 457226

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC SMNB0000014 with the beneficiary's account number.

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