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Smriti Nagrik Sahakari Bank · Ratlam

SMNB0000012: Smriti Nagrik Sahakari Bank, Dhodhar

IFSC code SMNB0000012 belongs to the Dhodhar branch of Smriti Nagrik Sahakari Bank in Ratlam, Madhya Pradesh. Its MICR code is 457832001.

IFSC
SMNB0000012
MICR
457832001
Bank
Smriti Nagrik Sahakari Bank
Branch
Dhodhar
District
Ratlam
State
Madhya Pradesh
Phone
+917427405627

Branch address

Smriti Nagrik Sahakari Bank
Survey No.1090-Min,Rakba 0-02,Gram-Dhodhar,Tehsil Jaora,Dist Ratlam,Madhya Pradesh 457339

Open in a map · Pincode 457339: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

SMNB is Smriti Nagrik Sahakari Bank's bank code, the fifth character 0 is kept for future use, and 000012 is the code of the Dhodhar branch. In the MICR code 457832001, 457 is the city, 832 the bank and 001 the branch.

Other Smriti Nagrik Sahakari Bank branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Smriti Nagrik Sahakari Bank's Dhodhar branch (Ratlam, Madhya Pradesh) is SMNB0000012.

  2. 457832001. MICR is printed at the bottom of the branch's cheques.

  3. Survey No.1090-Min,Rakba 0-02,Gram-Dhodhar,Tehsil Jaora,Dist Ratlam,Madhya Pradesh 457339

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC SMNB0000012 with the beneficiary's account number.

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