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South Indian Bank · Ernakulam

SIBL0001055: South Indian Bank, Smart City-Kochi

IFSC code SIBL0001055 belongs to the Smart City-Kochi branch of South Indian Bank in Ernakulam, Kerala. Its MICR code is 682059049.

IFSC
SIBL0001055
MICR
682059049
Bank
South Indian Bank
Branch
Smart City-Kochi
District
Ernakulam
State
Kerala
Phone
+914842365657

Branch address

South Indian Bank
Ground Floor-G -02, Amenities Block, Retail Space 2,Lulu It Inftabuild Pvt Ltd,Smartcity, Ernakulam, 682313

Open in a map · Pincode 682313: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SIBL is South Indian Bank's bank code, the fifth character 0 is kept for future use, and 001055 is the code of the Smart City-Kochi branch. In the MICR code 682059049, 682 is the city, 059 the bank and 049 the branch.

Other South Indian Bank branches in Ernakulam

All 84 South Indian Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of South Indian Bank's Smart City-Kochi branch (Ernakulam, Kerala) is SIBL0001055.

  2. 682059049. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor-G -02, Amenities Block, Retail Space 2,Lulu It Inftabuild Pvt Ltd,Smartcity, Ernakulam, 682313

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SIBL0001055 with the beneficiary's account number.

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