SIBL0SERCTR: South Indian Bank, Ernakulam
IFSC code SIBL0SERCTR belongs to the Ernakulam branch of South Indian Bank in Ernakulam, Kerala.
- IFSC
- SIBL0SERCTR
- MICR
- Not listed
- Branch
- Ernakulam
- District
- Ernakulam
- State
- Kerala
- Phone
- +914843939393
Branch address
South Indian Bank
Dict, Sib Building, New Infopark Road, Rajagiri Valley, Kakkanad
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Not marked | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SIBL is South Indian Bank's bank code, the fifth character 0 is kept for future use, and SERCTR is the code of the Ernakulam branch.
Other South Indian Bank branches in Ernakulam
All 84 South Indian Bank branches in Ernakulam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of South Indian Bank's Ernakulam branch (Ernakulam, Kerala) is SIBL0SERCTR.
Dict, Sib Building, New Infopark Road, Rajagiri Valley, Kakkanad
RBI's list shows this branch on NEFT, IMPS and UPI. Use the IFSC SIBL0SERCTR with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

