SBIN0003996: State Bank of India, Adb Handwara
IFSC code SBIN0003996 belongs to the Adb Handwara branch of State Bank of India in Kupwara, Jammu and Kashmir. Its MICR code is 193002221.
- IFSC
- SBIN0003996
- MICR
- 193002221
- Branch
- Adb Handwara
- District
- Kupwara
- State
- Jammu and Kashmir
Branch address
State Bank of India
Distt Kupwarakashmir
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 003996 is the code of the Adb Handwara branch. In the MICR code 193002221, 193 is the city, 002 the bank and 221 the branch.
Other State Bank of India branches in Kupwara
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of State Bank of India's Adb Handwara branch (Kupwara, Jammu and Kashmir) is SBIN0003996.
193002221. MICR is printed at the bottom of the branch's cheques.
Distt Kupwarakashmir
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0003996 with the beneficiary's account number.
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