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State Bank of India · Kupwara

SBIN0001391: State Bank of India, Karnah

IFSC code SBIN0001391 belongs to the Karnah branch of State Bank of India in Kupwara, Jammu and Kashmir. Its MICR code is 193002261.

IFSC
SBIN0001391
MICR
193002261
Bank
State Bank of India
Branch
Karnah
District
Kupwara
State
Jammu and Kashmir

Branch address

State Bank of India
Distkupwara, Jammu Nad Kashmir 193225

Open in a map · Pincode 193225: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SBIN is State Bank of India's bank code, the fifth character 0 is kept for future use, and 001391 is the code of the Karnah branch. In the MICR code 193002261, 193 is the city, 002 the bank and 261 the branch.

Other State Bank of India branches in Kupwara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of State Bank of India's Karnah branch (Kupwara, Jammu and Kashmir) is SBIN0001391.

  2. 193002261. MICR is printed at the bottom of the branch's cheques.

  3. Distkupwara, Jammu Nad Kashmir 193225

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SBIN0001391 with the beneficiary's account number.

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