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Punjab National Bank · Karnal

PUNB0497400: Punjab National Bank, Karnal Sector-

IFSC code PUNB0497400 belongs to the Karnal Sector- branch of Punjab National Bank in Karnal, Haryana. Its MICR code is 132024112.

IFSC
PUNB0497400
MICR
132024112
Bank
Punjab National Bank
Branch
Karnal Sector-
District
Karnal
State
Haryana

Branch address

Punjab National Bank
Sco 60,Sector-6 Market,

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 497400 is the code of the Karnal Sector- branch. In the MICR code 132024112, 132 is the city, 024 the bank and 112 the branch.

Other Punjab National Bank branches in Karnal

All 63 Punjab National Bank branches in Karnal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Karnal Sector- branch (Karnal, Haryana) is PUNB0497400.

  2. 132024112. MICR is printed at the bottom of the branch's cheques.

  3. Sco 60,Sector-6 Market,

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0497400 with the beneficiary's account number.

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