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Punjab National Bank · Karnal

PUNB0400100: Punjab National Bank, Karnal Urban Estate Sec.-

IFSC code PUNB0400100 belongs to the Karnal Urban Estate Sec.- branch of Punjab National Bank in Karnal, Haryana. Its MICR code is 132024108.

IFSC
PUNB0400100
MICR
132024108
Bank
Punjab National Bank
Branch
Karnal Urban Estate Sec.-
District
Karnal
State
Haryana

Branch address

Punjab National Bank
SCF 42,Main Market

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 400100 is the code of the Karnal Urban Estate Sec.- branch. In the MICR code 132024108, 132 is the city, 024 the bank and 108 the branch.

Other Punjab National Bank branches in Karnal

All 63 Punjab National Bank branches in Karnal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Karnal Urban Estate Sec.- branch (Karnal, Haryana) is PUNB0400100.

  2. 132024108. MICR is printed at the bottom of the branch's cheques.

  3. SCF 42,Main Market

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0400100 with the beneficiary's account number.

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