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Punjab National Bank · Kapurthala

PUNB0072010: Punjab National Bank, Phagwara- Guru Hargobind Nagar

IFSC code PUNB0072010 belongs to the Phagwara- Guru Hargobind Nagar branch of Punjab National Bank in Kapurthala, Punjab. Its MICR code is 144024214.

IFSC
PUNB0072010
MICR
144024214
Bank
Punjab National Bank
Branch
Phagwara- Guru Hargobind Nagar
District
Kapurthala
State
Punjab
Phone
+911824261987

Branch address

Punjab National Bank
Guru Hargobind Nagar 144401

Open in a map · Pincode 144401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 072010 is the code of the Phagwara- Guru Hargobind Nagar branch. In the MICR code 144024214, 144 is the city, 024 the bank and 214 the branch.

Other Punjab National Bank branches in Kapurthala

All 52 Punjab National Bank branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Phagwara- Guru Hargobind Nagar branch (Kapurthala, Punjab) is PUNB0072010.

  2. 144024214. MICR is printed at the bottom of the branch's cheques.

  3. Guru Hargobind Nagar 144401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0072010 with the beneficiary's account number.

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