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Punjab National Bank · Kapurthala

PUNB0071810: Punjab National Bank, Begowal

IFSC code PUNB0071810 belongs to the Begowal branch of Punjab National Bank in Kapurthala, Punjab. Its MICR code is 144024989.

IFSC
PUNB0071810
MICR
144024989
Bank
Punjab National Bank
Branch
Begowal
District
Kapurthala
State
Punjab
Phone
+911822248416

Branch address

Punjab National Bank
Main Road Begowal 144621

Open in a map · Pincode 144621: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 071810 is the code of the Begowal branch. In the MICR code 144024989, 144 is the city, 024 the bank and 989 the branch.

Other Punjab National Bank branches in Kapurthala

All 52 Punjab National Bank branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Begowal branch (Kapurthala, Punjab) is PUNB0071810.

  2. 144024989. MICR is printed at the bottom of the branch's cheques.

  3. Main Road Begowal 144621

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0071810 with the beneficiary's account number.

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