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Punjab & Sind Bank · Kapurthala

PSIB0021483: Punjab & Sind Bank, Mallian

IFSC code PSIB0021483 belongs to the Mallian branch of Punjab & Sind Bank in Kapurthala, Punjab. Its MICR code is 144023259.

IFSC
PSIB0021483
MICR
144023259
Bank
Punjab & Sind Bank
Branch
Mallian
District
Kapurthala
State
Punjab
Phone
+919814518814

Branch address

Punjab & Sind Bank
Vpo Mallian, Tehsil and Distt Kapurthala, Punjab 144620

Open in a map · Pincode 144620: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021483 is the code of the Mallian branch. In the MICR code 144023259, 144 is the city, 023 the bank and 259 the branch.

Other Punjab & Sind Bank branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Mallian branch (Kapurthala, Punjab) is PSIB0021483.

  2. 144023259. MICR is printed at the bottom of the branch's cheques.

  3. Vpo Mallian, Tehsil and Distt Kapurthala, Punjab 144620

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021483 with the beneficiary's account number.

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